Our indexed universal life insurance product allows you to build cash values and maximize your return from the market without any risk of losing money. Unlike traditional retirement tools, you can access the cash values or borrow against them if you need money for a new home or a business opportunity while protecting your family and what you've built with life insurance.
All of our permanent life insurance plans include living benefits (VIDEO ABOVE) that allows you to access the death benefit if you get sick or disabled and you can no longer work and provide an income.
Money accelerated from the policy can be used to pay your mortgage, personal bills, or unforeseen medical expenses that can exhaust your retirement savings and assets.
Choosing the right agent is crucial to protecting your biggest investment. Having an agent that can help you determine the right coverage amount so that you're not underinsured. Fast online quotes are good for price but if you want to be covered correctly, you need an agent who looks out for you and gives straight answers so you can decide what's best for your situation.
I make doing business easy and simple. I offer in home consultations or even zoom appointments to review your plan on an annual basis to make sure we are mitigating risk, educating you on coverage, and saving you money where we can.
Making coverage decisions on your own based on premiums can really put you and your family at risk if involved in an accident and lawsuit with another party. Don't rely on a robot or someone in a call center. Meet with a real agent and do it right.
Get a liability plan today that is tailored to protect all that you have built. Avoid liquidating assets in the event of a judgement against you and get the right amount of coverage by consulting with your local agent - ME!
Now, more than ever, Americans are responsible for accumulating their own retirement savings. Annuities are a popular choice during the planning process because they can provide retirement income that lasts a lifetime.
When you own a business, you have a lot to protect –and you have liability exposures that could threaten all you have built. What if a customer slips and falls or a dishonest employee steals from you? What would happen if you couldn’t reopen your doors for months? Get answers today and make sure you're business is ready.
Our equine-package policy enhancements allows you to select additional coverage's that can include protection for valuable papers, records and computer equipment to non-owned tack, golf carts and liability coverage for horse show judges and more. You can also choose coverage for other people’s horses that are in your care whether for training, showing or boarding.
Our farm and ranch packaged policy conveniently combines personal, farm, business property and liability coverage's into a single policy -- simplifying your life and your insurance protection.
Designed for someone like you – a small-scale farmer who owns acreage used for pleasure or profit, but whose primary income is from another occupation. Country Estate offers built-in property and liability coverages for both farm and residence.
Whether you are operating a single vehicle or a fleet – any accident can damage your company’s bottom line. Make sure your drivers and vehicles are covered with our Commercial Auto policy.
When your insurance program is properly structured and attentively reviewed, you benefit by dealing with one advisor who can help identify your needs and present options and solutions that make sense. I get to know my clients and offer old school customer service!!
There is no one-size-fits-all solution for the needs of my clients. You need a custom program, tailored to your family's individual needs.
It is my passion to serve the insurance needs of local individuals, families and business owners. Getting the right insurance coverage is an important part of protecting your investments, your lifestyle and your family’s financial future.
All products, coverages, and options are not available in all states, and eligibility requirements will apply. Products and services referenced in this website are provided through multiple companies. Each company has financial responsibility only for its own products and services and is not responsible for the products and services provided by the other companies. Life insurance and annuities are issued through American National Insurance Company, Galveston, Texas. Personal and commercial lines insurance is issued by American National Property And Casualty Company (ANPAC®), its subsidiaries or affiliates, including American National General Insurance Company, Pacific Property And Casualty Company (California), American National Lloyds Insurance Company (Texas), American National County Mutual Insurance Company (serviced by ANPAC®-Texas), and ANPAC® Louisiana Insurance Company (Louisiana). American National Property And Casualty Company is a subsidiary of American National Insurance Company. Registered Representative of and securities offered through Securities Management and Research, Inc. (SM&R) Member FINRA/SIPC. Edgin Insurance & Financial Services, the American National Family of Companies, and SM&R are independent entities. Securities products involve investment risks, are subject to market fluctuations, and the possible loss of principal. Tax issues that may be discussed are subject to change and this is for your information only. Discussion of such issues does not constitute tax or legal advice. Please consult your tax advisor, attorney or CPA for guidance on all tax matters. These brief descriptions of coverages available are for illustrative purposes only, and are not intended as a statement of contract. For actual terms and conditions of coverage provided, refer to your insurance policy, or, for more information about coverage options and availability, talk to your American National agent and eligibility guidelines apply. American National Family of Companies reserves the right to discontinue programs at any time. This site may have links to other sites, which are not maintained by American National Insurance Company, its subsidiaries or affiliates. Such links do not imply endorsement or approval of these sites or the content therein by American National, its subsidiaries or affiliates.
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